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Archive for January, 2009

Seller’s Open House Checklist

Monday, January 26th, 2009 Posted in Real Estate | No Comments »

Remove all clutter from the entrance area. Manicure the lawn. Clean patio and decks. Clean front door or paint. Adjust thermostat to a comfortable temperature. Arrange for your pets to be in a safe place, or preferably gone.  Remove dog dishes if you can and ...

Sherry’s Peppers Florentine

Monday, January 26th, 2009 Posted in Good Times & Events, Uncategorized | No Comments »

Feel free to use any color bell peppers for this recipe -- the more color, the better -- and also adjust seasonings to your taste. 6 Bell Peppers of any color, pith removed and cut into 1/4" strips 5 Tbs of light ...

Market Conditions Report Central Coast December 20, 2008

Monday, January 26th, 2009 Posted in Real Estate | No Comments »

The following are the sales reports for the Central Coast of California as of December 20, 2008: Single Family Residences Listed:  1,658 Solds Per Month:                              296 Failed Per Month:                             256 Sales Pending:                                  742 Percent Selling:                                54% Months Supply:                                 5.6 Days on Market:                                 89 List to Close:                                    ...

What is a Good Faith Estimate?

Monday, January 26th, 2009 Posted in Real Estate | No Comments »

When you are in the process of interviewing lenders, the Good Faith Estimate is a document that is provided to you by each lender that lists all fees paid before closing, all closing costs and any escrow costs you will ...

Don’t Forget Curb Appeal When Staging Your Home for Sale

Sunday, January 25th, 2009 Posted in Real Estate | No Comments »

When staging your home for sale, don't forget to stage the front of your home for curb appeal.  Remember, the first time a buyer is going to be introduced to your home is probably going to be a photograph on ...

Sherry’s Hearty Minestrone Soup

Monday, January 19th, 2009 Posted in Good Times & Events, Uncategorized | No Comments »

Continuing on with my previous blog entry about local farmers markets, I thought it would be apropos to provide you with my favorite Minestrone Soup Recipe.  Of course, you can add or delete almost any vegetable and still wind up ...

Do’s & Don’ts During Home Loan Process

Monday, January 19th, 2009 Posted in Real Estate | No Comments »

Do's      DO keep originals of all pay stubs, bank statements and other important financial documentation.  Even if you have received a prequalification or preapproval letter from your lender, all documents that are over 30 days old will have to be ...

Local Farmers Markets Schedules

Monday, January 19th, 2009 Posted in Good Times & Events, Local Businesses, Local News | No Comments »

Although produce is limited during the winter months, I thought you might like an updated local farmers market schedule for the Central Coast since the weather has been so fabulous...  It is fun to get out and at least buy ...

What is Loan to Value?

Saturday, January 17th, 2009 Posted in Real Estate | No Comments »

If you are in the process of refinancing your home loan or applying for a new purchase home loan, you will probably encounter the term "Loan to Value," LTV.  You may wonder how does LTV determine the size of my ...

Welcoming in 2009!

Friday, January 16th, 2009 Posted in Local News, Real Estate | No Comments »

Hello everyone!  I hope you enjoyed the holidays and New Year's Eve.  As for myself, I spent Christmas week visiting my family in the San Francisco Bay Area , and New Year's was a quiet one spent at home in ...